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ATM Machines and Credit Cards

Major credit cards are accepted at many, but far from all, ATMS in China.  Withdrawing money from an ATM usually avoids the longest lineups and does not require you to show your passport as you would have to at a bank teller.  Using a credit card at an ATM should also give you a slightly better exchange rate than you would get at an airport, hotel, restaurant etc.  Some machines have a limit of 2500 yuan per transaction, however you can make multiple transactions one after the other.

If you are going to be using a credit card in ATM machines you should check with the card provider ahead of time to make sure you know your pin code and the emergency number to call in case your card gets lost.  Modifications to the pin code may be required.  For example, some pin codes will require extra zeros added to the front of the code in order to make it 6 digits long.

ATMs dispense 100RMB notes.  If you are planning on buying small items from street vendors you should first get change at a trustworthy store to avoid getting a counterfeit 50RMB note from the vendor.